What Is Hospital Indemnity?
Hospital indemnity insurance is a supplemental plan that pays cash benefits directly to you when you’re admitted to the hospital for a covered stay. Even with strong major medical or Medicare coverage, a hospital visit can still leave you facing deductibles, copays, and everyday bills that add up fast.
These benefits are paid regardless of what your primary health insurance covers, and you can use the money however you need—for medical costs, rent, groceries, travel, or childcare. It’s a simple, affordable layer of protection that lets you focus on getting better instead of worrying about the bill.
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